What are the differences between my child’s digital and physical Smart Cash Card?

Great question! Your child’s Mydoh Smart Cash Card is considered to be both a reloadable digital Visa Prepaid card, and a reloadable physical Visa Prepaid Card, issued by Royal Bank of Canada.

The key difference between the two is that your child’s physical card is designed for in-store purchases and their digital card is for online purchases, or purchases made in-store with the child’s device.

To get into the nitty gritty of your child’s Mydoh Smart Cash Card, check out the breakdown below!

Digital Card
– Used to make online purchases.
– Has a visible card number, expiry date, and CVV code.
– $500 per limit per transaction.
– Can be used for in-store purchases through Apple Wallet*.
– No ATM/cash withdrawal transactions.


Physical Card
– Used to make in-store purchases.
– Purchases can be made by tapping or inserting the card, no pin required.
– No visible card number or CVV – Mydoh aims to ensure your details are are safe as possible!
– $200 limit per POS transaction (subject to merchant restraints).
– No work for ATM/cash withdrawal transactions.

Notes:
–  You can review your child’s Smart Cash Card limits here.
–  Currently, Apple restricts Apple IDs of those younger than 13 years old from adding their card to Apple Wallet. Mydoh is currently unavailable on Google Pay and Samsung Pay.

If you have any additional questions or concerns, please don’t hesitate to reach out to our support team at hello@mydoh.ca, or via the in-app chat function!